Critical Illness Insurance

If you break an arm, your health insurance plan will keep you from emptying your pockets of all your cash, but if you are diagnosed with a serious illness or are involved in a serious accident, traditional health insurance programs may not pay for all the services you need. We didn’t just make this up. Other people have done the research for us:


  • Cardiovascular disease is the number one cause of death. (American Heart Association. Heart Disease and Stroke Statistics, 2009, pages 12, 41)
  • Cancer will occur in one out of every two men and one out of every three women. ( American Cancer Society, Cancer Facts&Figures 2008)
  • More than 26 million unintentional disabling injuries occurred in 2006. (National Safety Council, Injury Facts, 2008)


So, if something happened to you, are you prepared financially to cover your medical bills and your lost wages? Supplemental insurance helps you prepare for the unexpected. It’s not your only protection, but it provides a buffer than can help pay your deductible or a few mortgage payments while you’re in the hospital. Simplified, Critical Illness Insurance is designed to pay a lump sum to the insured at the first-ever diagnosis of 12 covered illnesses or procedures. The application is short and no medical exams are required.

Theme by Danetsoft and Danang Probo Sayekti inspired by Maksimer